The pioneer spirit and the determination to survive still lives in our local communities just as it did for our ancestors who settled here. Their roots, like Bruning Bank, are here to stay. Survival depends on innovating and adjusting to change while respecting our past and our roots. Just as the times have changed, we as a bank have evolved. We have grown in assets, customer numbers, staff numbers, geographic reach, and especially in services offered. The span of our services has grown beyond what our founders could have ever imagined. In 1891, could they have envisioned the use of online banking, plastic debit cards, or even just a drive-thru teller window? One thing that has not changed for over 125 years of family banking is our commitment to our customers. We strive to truly know our customers as friends and neighbors, and to understand and anticipate how we can best meet each individual's unique financial needs.